Health Insurance

[Peter Lemkin]

I've never understood how some one can have insurance, even comprehensive level coverage and yet they still have to pay hundreds or even thousands of dollars out of their own pockets in addition to what the insurance company pays. Insurance does not cover the costs and seems a total con in itself.

Those are 'cutely' named as 'co-payments' and often have a sliding scale [not always a 'progressive' one]; also, insurance contracts have limits on various things: hospitalization, medication, doctors, diagnostics, surgery, etc., et al....and after you reach the limit [often very easily reached] you pay much more or you pay all from then on out...and could likely loose your insurance under many circumstances. It is a con game!.......one in which the insurance companies and mostly private hospitals are getting rich...a lot of specialist doctors too - but not all. There are many good articles and books about the abysmal medical and medical insurance system in the USA. It is always said that the USA has the 'best medical care level in the World'. This is ONLY true for the very rich - for the average American you'd do much better in Europe or even some developing nations. Look at our child mortality rates; life expectancy; other health statistics...the American Health Care system is very sick - perhaps terminally so.